Saint Nicholas, 5 bad habits to break into retirement, Christmas gifts for kids and consumer fatigue. 12/02/2023 https://thefinancialcafe.us/wp-content/uploads/2023/Financial%20Cafe%2012-02-2023%20Saint%20Nicholas,%205%20bad%20habits%20to%20break%20into%20retirement,%20Christmas%20gifts%20for%20kids%20and%20consumer%20fatigue.mp3
